Directory / Lenders
SBA & commercial lenders
Lenders verified active in the Philadelphia market, grouped the way borrowers actually shop them: banks writing SBA checks, mission-driven CDFIs, credit unions, and the hard-money and DSCR shops that fund investor deals.
Alphabetical, deliberately unranked. Entries tagged “Verified July 2026” had their pages directly confirmed by us that month.
Banks & SBA lenders
- Firstrust BankVerified July 2026
Family-owned Philadelphia-region bank since 1934; SBA, commercial, and investment real estate lending.
- Live Oak BankVerified July 2026
National SBA-focused digital bank; consistently among the largest 7(a) lenders by dollar volume.
Regional bank and top-tier SBA 7(a) lender with Philadelphia-area presence.
- Newtek BankVerified July 2026
National nonbank-origin SBA lender; among the most active 7(a) lenders by loan count.
- Northeast BankVerified July 2026
National SBA 7(a) lender active in the Philadelphia market per recent SBA lending data.
- TD BankVerified July 2026
National bank and active SBA 7(a) lender with an extensive Philadelphia-region branch network.
- WSFS BankVerified July 2026
Regional bank (Delaware/Greater Philadelphia) with SBA and owner-occupied CRE lending.
CDFIs
Philadelphia nonprofit microlender providing small business loans and training.
- FinantaVerified July 2026
CDFI (formerly Community First Fund) lending to small businesses and CRE projects; main office in Philadelphia.
- PIDCVerified July 2026
Philadelphia's public-private economic development corporation; business loans, CRE financing, and NMTC.
- Reinvestment FundVerified July 2026
Philadelphia-headquartered CDFI; $3.2B+ deployed in housing, commercial real estate, and community facilities.
Credit unions
- American Heritage Credit UnionVerified July 2026
Philadelphia-based credit union offering commercial real estate loans, term loans, and lines of credit.
- TruMark Financial Credit UnionVerified July 2026
Philadelphia-area credit union with commercial mortgages and business lines of credit.
Hard money & DSCR
- Hard Money BankersVerified July 2026
Mid-Atlantic private lender (MD-based) actively lending on Pennsylvania/Philadelphia investor deals.
- KiaviVerified July 2026
National fix-and-flip and DSCR rental lender ($30B+ originated); lends in Pennsylvania, HQ in Pittsburgh.
National investor lender (fix-and-flip, DSCR, construction) operating in 46 states.
Direct hard-money lender funding bridge and 30-year DSCR loans on Philadelphia properties.
- Rehab Financial GroupVerified July 2026
Rosemont, PA-based private lender; fix-and-flip, ground-up construction, and 30-year rental loans.
Who actually writes the SBA checks?
Our business resources page carries a dated table of the most active SBA 7(a) lenders in Philadelphia for 2025 — who made the most loans and who lent the most dollars.
Informational listings, not endorsements. Nobody pays to be here. Corrections or additions: reply to any issue of the newsletter.
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