THE INDEX: 64 17 · week of Jun 29permits soft, openings quiet, deal ledger quiet

The Philadelphia Index

Directory / Lenders

SBA & commercial lenders

Lenders verified active in the Philadelphia market, grouped the way borrowers actually shop them: banks writing SBA checks, mission-driven CDFIs, credit unions, and the hard-money and DSCR shops that fund investor deals.

Alphabetical, deliberately unranked. Entries tagged “Verified July 2026” had their pages directly confirmed by us that month.

Banks & SBA lenders

  • Firstrust BankVerified July 2026

    Family-owned Philadelphia-region bank since 1934; SBA, commercial, and investment real estate lending.

  • Live Oak BankVerified July 2026

    National SBA-focused digital bank; consistently among the largest 7(a) lenders by dollar volume.

  • Regional bank and top-tier SBA 7(a) lender with Philadelphia-area presence.

  • Newtek BankVerified July 2026

    National nonbank-origin SBA lender; among the most active 7(a) lenders by loan count.

  • Northeast BankVerified July 2026

    National SBA 7(a) lender active in the Philadelphia market per recent SBA lending data.

  • TD BankVerified July 2026

    National bank and active SBA 7(a) lender with an extensive Philadelphia-region branch network.

  • WSFS BankVerified July 2026

    Regional bank (Delaware/Greater Philadelphia) with SBA and owner-occupied CRE lending.

CDFIs

  • Philadelphia nonprofit microlender providing small business loans and training.

  • FinantaVerified July 2026

    CDFI (formerly Community First Fund) lending to small businesses and CRE projects; main office in Philadelphia.

  • PIDCVerified July 2026

    Philadelphia's public-private economic development corporation; business loans, CRE financing, and NMTC.

  • Reinvestment FundVerified July 2026

    Philadelphia-headquartered CDFI; $3.2B+ deployed in housing, commercial real estate, and community facilities.

Credit unions

Hard money & DSCR

  • Hard Money BankersVerified July 2026

    Mid-Atlantic private lender (MD-based) actively lending on Pennsylvania/Philadelphia investor deals.

  • KiaviVerified July 2026

    National fix-and-flip and DSCR rental lender ($30B+ originated); lends in Pennsylvania, HQ in Pittsburgh.

  • National investor lender (fix-and-flip, DSCR, construction) operating in 46 states.

  • Direct hard-money lender funding bridge and 30-year DSCR loans on Philadelphia properties.

  • Rehab Financial GroupVerified July 2026

    Rosemont, PA-based private lender; fix-and-flip, ground-up construction, and 30-year rental loans.

Who actually writes the SBA checks?

Our business resources page carries a dated table of the most active SBA 7(a) lenders in Philadelphia for 2025 — who made the most loans and who lent the most dollars.

Informational listings, not endorsements. Nobody pays to be here. Corrections or additions: reply to any issue of the newsletter.

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